How to use the Zakat Calculator
- Enter your cash, bank balance, gold and silver value, business stock, money owed to you and investments.
- Enter debts that are due now.
- Check the silver rate per tola; on the live site it is filled in with today's international price.
- If your net wealth is at or above the nisab, the zakat due (2.5%) is shown.
How it's calculated
Show the formula
Nisab = value of 52.5 tola (612.36 g) of silver
Zakat is 2.5% of net zakatable wealth that stays at or above the nisab for a full lunar year. The nisab is 52.5 tola (612.36 g) of silver; Pakistan set it at Rs 503,529 for 2026 based on silver at Rs 9,591 per tola. Your home, car and household items are not counted. Ask a qualified scholar about special cases.
Worked example
These are the example numbers the calculator opens with. Change any of them above to see your own result.
You enter
| Cash & bank balance | Rs 3,50,000 |
|---|---|
| Gold (market value) | Rs 6,00,000 |
| Silver (market value) | Rs 0 |
| Business stock | Rs 1,50,000 |
| Money others owe you | Rs 50,000 |
| Shares & investments | Rs 0 |
| Debts due now | Rs 80,000 |
| Silver rate per tola | Rs 9,591 |
You get
| Zakat payable (2.5%) | Rs 26,750 |
|---|---|
| Status | Zakat is due |
| Total assets | Rs 11,50,000 |
| Less debts | −Rs 80,000 |
| Net zakatable wealth | Rs 10,70,000 |
| Nisab (52.5 tola silver) | Rs 5,03,528 |
Tips
- Use the value of gold and silver on your zakat date, not the price you bought it for.
- Count only debts you must pay now, not the whole of a long-term loan.
- Your home, car, furniture and personal items are not zakatable.
Frequently asked questions
What is the nisab?
The nisab is the minimum wealth on which zakat is due. Most scholars in Pakistan use the silver nisab of 52.5 tola (612.36 g) for cash and mixed wealth.
What was the nisab in Pakistan for 2026?
The government set the 2026 nisab for bank deduction at Rs 503,529, based on silver at Rs 9,591 per tola. The live silver rate here may give a different figure on your own date.
Is zakat due on jewellery I wear?
Most Hanafi scholars say yes, zakat is due on gold and silver jewellery. Some other schools differ, so follow the scholar you trust.
Do I pay zakat on my house or car?
No, not on the home you live in or the car you use. Property or vehicles held for selling (business stock) are zakatable.
Does the bank already deduct zakat?
Banks deduct zakat from some savings accounts on the 1st of Ramadan unless you file a declaration. Avoid paying twice on the same money.